Credit Refunds：Credits consumed instantly upon request，Refunds only if「no output generated」due to technical failure。Subjective quality is not a basis for refund。
Content Disclaimer：We do not guarantee AI accuracy of output。Independent verification required before relying on output，Cannot be used as sole basis for grading、or administrative decisions。
Personal Data：User is the data controller，must obtain consent。Data transferred to US（Anthropic、Stripe、Vercel）and EU（Supabase）。
Sensitive Data：Strictly prohibit minor IDs、Medical records、Psych assessments、Disciplinary records，unless legally authorized。
Liability Limit：Max compensation capped at past 12 months fee；Free user cap HKD 100 。No liability for indirect damages。
IP Protection：Strictly prohibit training/fine-tuning AI competitive models
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